A community of people, families, and businesses who find solace in the outdoors and simple living.

HOMEOWNER RESOURCESHomeowner Assistance Programs

The City of Yucaipa is pleased to announce the availability of several new assistance programs that are designed to help California homeowners that are struggling to pay their mortgages remain in their homes.

“Keep Your Home California” is a $2 billion, federally funded effort to assist low or moderate income homeowners who are either unemployed, are facing another financial hardship, or have fallen behind on their mortgage payments and owe significantly more than their home is worth.

Specifically, the four Keep Your Home California programs can provide:

  • Mortgage assistance of up to $3,000 per month for unemployed homeowners who are in imminent danger of defaulting on their home loans.
  • Funds to help homeowners who have fallen behind on their mortgage payments due to a temporary change in a household circumstance. The program will provide up to $15,000 per household to reinstate mortgages to prevent foreclosures.
  • Funds to reduce the principal owed on a mortgage for a home where the homeowner is facing a serious financial hardship and owes significantly more than the home is worth. This program requires lenders to match any assistance provided for principal reduction.
  • Transition assistance to help borrowers relocate to a new housing situation after executing a short sale or deed-in-lieu of foreclosure program.

These programs are administered by the California Housing Finance Agency’s Mortgage Assistance Corporation, and they are available to all California homeowners that meet the qualification criteria. For additional information, and to determine if you qualify, please go to their web page at or call toll free (888) 954-5337.